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Play Baccarat Real Money

Play Baccarat Real Money 3,7/5 5174 reviews

The best way to play baccarat online baccarat for real money is to play one of the live baccarat games. This doesn’t use a software package with a random number generator, but instead uses real people to produce the results of the game.

  1. How Do You Play Baccarat
  2. Can You Make Money Playing Baccarat
  3. Can You Win Money Playing Baccarat
  4. Play Mini Baccarat For Free
  • Sign up to play baccarat online at the best online casinos in USA and enjoy access to a wide range of games including classics like Punto Banco, Chemin de Fer and even live baccarat online. You can enjoy both real money baccarat games and free play when you sign up to any of the casinos below. Online Baccarat Real Money.
  • Why Play Baccarat Online for Real Money? There are several reasons you should have a look at playing baccarat online, including: You can play the game anywhere you have got a good network connection. So, you don’t have to visit a casino.

Baccarat is one of the most popular card games, present in land-based and online casinos all over the globe.

This article will tell you all you need to know about it, including where to play it, how to play it, and how to maximize your success.

I’ll break down some of the basic tips and tricks that will not only help you understand the game but also set you on the course of mastering it.

Moreover, I’ll touch upon some other variations of baccarat and how to play them.

Therefore, let’s take a quick overview of what you can learn in this article:

If this seems interesting to you and you want to learn more about baccarat, carefully read this article!

The Best Casinos for Playing Real Money Baccarat

When it comes to baccarat, you should be aware that it is virtually available in all online casinos. In other words, no matter which online platform you choose, chances are that you’re going to find some baccarat games there.

Yet, you should take into account that not all casinos are the same — in every possible aspect.

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First of all, you should make sure that the casino offering baccarat is available in your region. Many casinos are restricted for various legal reasons and that’s why they are not available in some countries.

Next, you should look for casinos that are licensed and regulated by an official regulatory body. It means that the casino is safe, secure, trustworthy, and fair.

Even when you exclude the restricted and non-regulated ones, you should focus on casinos that are overall ranked as good by reviews. Therefore, you want them to have great bonuses, game offers, customer support, payment options and more.

That’s why I decided to make a list of the casinos that check all the boxes. All the casinos on this page offer several options for playing baccarat and provide the best possible experience for playing this game.

A Short History of Baccarat

Many casino enthusiasts believe that baccarat is actually one of the oldest games that were used in casinos. Although the exact time when it was created is unknown, baccarat is believed to be invented by a person named Felix Falguiere. He was a well-known gambler during the middle ages in Europe.

The paragraph above is based only on stories. The official written record about the game actually dates back to the 19th century. The game was adopted by the nobility on the French court. They enjoyed playing a game that is very much identical to the present-day baccarat.

The first traces of baccarat being played in the USA were at the end of the 19th century, with Europeans bringing the game to the new continent. However, the game wasn’t really that popular until the 50s when casinos introduced it to their standard offer. Ever since then, the game’s popularity has been increasing, with many similar titles becoming available in casinos, including punto banco, chemin de fer and more.

The first type of online real money baccarat was made almost immediately after the first online casino appeared on the web. Nowadays, most online casinos offer a wide variety of baccarat games, including live baccarat, which we will discuss later on.

Best 3 Casinos for Playing Real Money Baccarat

I took the liberty to select three real money online casinos which I believe are the best for playing baccarat. Let’s look at them!

Wild Casino has a long and successful history of offering online casino games to American players. It offers a huge selection of slots and other popular table and card games, including two versions of baccarat, with one of them being available as a live dealer title.
  • Baccarat Games: 2
  • Live Dealer Baccarat: Yes
  • Bonus: 100% up to $1,000
  • USA Players Accepted: Yes

Although Slots.lv is a platform that focuses on slots, it also comes with a decent number of baccarat games. On top of that, it also offers lucrative welcome bonuses for newcomers, as well as several interesting promotions.
  • Baccarat Games: 2
  • Live Dealer Baccarat: Yes
  • Bonus: $22 no-deposit and 200% up to $5,000 deposit
  • USA Players Accepted: Yes

BoVegas is a platform that focuses on titles made by Real Time Gaming. It also features several interesting real money baccarat titles, as well as a very interesting welcome bonus for those who are into slots.
  • Baccarat Games: 2
  • Live Dealer Baccarat: No
  • Bonus: Up to $5,500 in Bonuses
  • USA Players Accepted: Yes

Popular Real Money Baccarat Types

You should understand that baccarat nowadays comes in all shapes and sizes. The ones listed here are just some of the most popular variants.

All these games are virtually the same, but some rules are different from game to game. Therefore, let’s take a look at the ones that baccarat players really enjoy.

Punto Banco

Punto banco should actually not be on this list, because most people in America, Canada, and Australia think of it as a “default” type of baccarat. Therefore, it’s the same game that is explained earlier in this article.

Chemin De Fer

Chemin de fer is probably the most popular baccarat variation in Europe. The only significant difference is that there are no official dealers.

In fact, players assume the dealer role which changes every round, just like in some poker variants. Moreover, if the hand total is five, players have the option to choose whether they want to stand or take another card.

Three Card Baccarat

Three card baccarat is popular in Asia, and it differs a lot from the standard version, as players get three cards from the start and they can make the highest hand by having three face cards. Other hand rankings stay the same.

Baccarat en Banque

Baccarat en Banque is also very popular in Europe and very similar to Chein De Fer. However, the only major difference is that a dealer is always the player who offers to take the biggest risk, which makes all the difference.

Other Baccarat Variations

The list doesn’t end here, as there are numerous other variations and sub-variations of baccarat. For example, Baccarat en Banque can offer slightly different rules, depending on the casino where you play it.

Almost all popular types of baccarat nowadays can be found in online casinos. Therefore, if you get bored with playing the standard type, feel free to explore others and see how they work. As a matter of fact, many casino game developers nowadays create original baccarat games with unique features, including numerous side bets, and more.

Play Live Baccarat for Real Money

Live baccarat is a special type of online baccarat that has been gaining popularity for some time now. The idea was to offer people the opportunity to experience the atmosphere from land-based casinos but still sit at home or play games on their mobile devices.

The way it works is that there’s a human dealer who is live-streamed from a casino or a studio that is made exclusively for live players.

What players must do is go to a live casino section that is available at many online casinos and choose one of the baccarat rooms. The game will start, and they will be able to see a dealer playing baccarat with online players. By using special software, players will be able to place bets and even tip the dealer.

Play Online Baccarat For Real Money — A Short Guide

One of the reasons why baccarat is so popular is because it is simple to play. In fact, learning the basic rules and strategies takes just a couple of minutes. Naturally, mastering this game takes a bit more time, but it is still a lot easier compared to poker or blackjack.

In this section, we’ll cover just the basic rules that will help you understand and enjoy the game. Once you read the rules, feel free to test your knowledge in one of the online casinos by playing real money baccarat.

Register

Select a real money casino that offers baccarat and sign up. We shortlisted some of the best casinos in this article — check them out.

Choose a game

Navigate to one of the baccarat titles offered on the site and start your game.
Start a hand by betting on a banker or on a player.
The dealer (the banker) will deal two cards to the player and two cards to themselves. If there’s a need, the third card is dealt as well.
The one with the higher card combination wins. But you win money only if your initial bet is correct.

In other words, if you bet on the banker and the player (you) wins the hand, you still lose your money as your bet was wrong from the start.

There’s also the third bet in baccarat — the tie. However, many professionals advise against betting on the tie as it increases the house edge by far.

How to Calculate Points in USA Real Money Baccarat?

It’s important to know how points are calculated in baccarat.

First, all tens and face cards are actually zero points. So, if you get a nine and a jack, you actually have nine points in total. Aces count as one point.

So, if a player gets a five and a king, and the banker gets a five and a four, the player will have a total of five points, whereas the banker will have nine.

However, if your cards give you a double-digit score, then it’s the second figure that counts. For example, if you have a nine and a three, that’s a total of twelve. In that case, you actually only have three points.

Natural Winner

If the combined cards give a player or a banker eight or nine points, they win the hand automatically and are proclaimed a “natural winner”. If neither the player nor the banker has an eight or a nine, then they must consult the rules for dealing the third card.

These rules are often available at your table in both online and land-based baccarat variations. However, third-card rules are a bit more complicated. Make sure to check them out when you start the game in order to understand how the game works.

Real-Money Online Baccarat Tips & Strategies

Although baccarat is essentially a game of chance, there are several things you can do to decrease the impact of the element of luck.

Therefore, let’s take a look at some of the most popular tips and tricks that will help you maximize your success in baccarat.

Don’t Bet on the Tie

If you want to keep the house edge as low as possible, you should avoid betting on the tie. Although, statistically speaking, tie bets have the highest payouts, they are also the highest contributors to the house edge.

Of course, if you feel a little adventurous, you can make them from time to time and test your luck. However, if you want to rely on numbers rather than luck, avoid them.

Bet on the Banker

According to many professional baccarat players, the best possible bet you can make is that on the banker, even if you have to pay a 5% commission to the casino if you win banker bets. The odds of winning a banker bet are set to 45.86%, whereas player bets have a probability of 44.62%.

As you can see, it’s a small difference, but one worth taking into account in the long run.

Keep Sessions Brief

Baccarat sessions need to be brief and, as soon as you start chasing losses, you’re going to start losing your money. Remember that the element of luck still plays an important role, so if it isn’t your day, you should stop playing. The same goes for those who are lucky. When all goes too well, you should know when to stop, or things can go awry at any moment.

Don’t Pay Attention to Patterns

Winning and losing streaks do occur in baccarat, but you should know that there are no patterns of how these occur. Every new hand is a new possibility and the odds are reset, so try not to chase patterns, as it is a losing strategy in baccarat.

Bankroll Tips For US Real Money Baccarat

Baccarat doesn’t come with some complex bankroll management strategies. If you have experience in playing other casino games, these should be pretty familiar to you. Nevertheless, let’s take a look at three essential bankroll management tips for real money baccarat.

Set Your Budget

Your baccarat budget should be an amount of money you plan to spend on your baccarat sessions over a certain period of time.

For example, you can set $500 to be your monthly budget for playing the game. If you spend more than that — you can consider that you effectively lost the game.

Setting your budget amount should be related to the height of your income. It should not burden your expenses in any way and still be enough to have fun.

Set Win and Loss Limits

When you play the game, you should be ready to set limits to how much you’re willing to win or lose per session.

For example, if you set to win $100 and you reach that number, you should quit playing, as luck can turn against you any time. The same goes for losses — If you planned to spend $30 for a single session, don’t go over that limit.

Avoid Tilting

Tilting is a term used in poker to denote someone whose emotions have taken control of them. Their judgment is often clouded by the sheer will to win and chase losses that they end up spending much more money than they have initially planned.

That’s why you should never let emotions take over when playing baccarat, and understand that you’re going to lose in some sessions.

Final Thoughts

Real money baccarat has grown more popular since it was made for online casinos. There are communities on the web that are in love with the game and share various tips and tricks all the time.

This article is a contribution to the community, as it features some of the best online casinos for playing baccarat on the web, so make sure to check them out, especially if you’re new to iGaming.

FAQ

These are some of the most frequently asked questions related to real money baccarat. Read on!

Should I play online or live baccarat?
This is all up to you. The majority of online casinos offer live baccarat as well, so feel free to try all and see which one suits you better.
Are there any baccarat-specific bonuses?
The majority of online casinos offer welcome bonuses that are applicable on all games they offer. However, some might have additional baccarat-specific promos.
What type of baccarat should I play?
Online casinos usually offer several baccarat variations, and you are free to test them all and see which one looks good to you. If you’re new, you should start with the “default” baccarat type, which is often referred to as punto banco.
What are the best alternatives to baccarat?
Baccarat players usually enjoy other card games that are available in online casinos, such as blackjack, poker, and more.
How can I be sure that baccarat is not rigged online?

How Do You Play Baccarat

You should choose a licensed and regulated casino that offers games from reputable developers. All casinos featured on this page ticked all security and safety boxes and scored the highest points when it comes to fairness.
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Baccarat has been a fixture in high-roller areas at brick-and-mortar casinos for decades. The attraction is a low-house edge compared with other games: close to 1% for one bet type. Now, you can enjoy baccarat online or live with our detailed guide.

Betting on baccarat is simple. On each hand, you’ll decide whether to back “player,” “banker” or “tie.” There are complex rules for how the two hands are dealt; though, when you play the game, the croupier handles this side of things. There are variations of baccarat which simplify the rules. The best known is called Punto Banco.

Online baccarat is available either against software or via live dealer casino rooms. However, you’ll need to be in a state that offers legal real money casinos to take advantage.

Our baccarat guide provides you with everything you need to understand the bets and rules. We look at how to play baccarat online, as well as the strategy for placing those all-important bets.

How to play online baccarat legally in the US?

Regulation for online gambling is expanding at a rapid pace. Many states have started with legal sportsbooks, and a handful of states offer or are in the processing of offering online casinos. Presently, these states are New Jersey, Pennsylvania, Michigan and West Virginia.

If you are in a legal state, you’ll be able to enjoy online baccarat and Punto Banco.

First, there are computer software versions. These are fast, easy to play and start at surprisingly small stakes (or even for play-money while you learn the game).

At some online casino sites, you can find table games at live dealer studios. Casinos stream these games in real-time from their brick-and-mortar casinos. You can find live dealer casinos at the bigger online casinos, including Golden Nugget and 888 Casino, in regulated states.

Details of the online casino laws vary by state. Generally, you’ll need to be at least 21 years or older to play. There is no need to be a permanent resident of the legal gaming state, though you will need to be inside state lines where the casino is licensed to play.

Casino apps include the geolocation technology to verify that you are inside the state borders.

How online baccarat works

We describe a typical baccarat game in which a dealer handles the cards, with one or more players betting on the outcome. However, there are variations where the dealer position rotates around the table.

Before a hand is dealt, each player will place bets on one or more of the three outcomes. The choices are player, banker or tie. You can choose to bet on any of these outcomes (as a player, you are not forced to bet on the “player” option).

Here are the odds of winning based on those bets:

  • Player: 1.24%
  • Banker: 1.06%
  • Tie: 14.36%

Note that the “tie” option has terrible odds compared with either the player or the banker bets. More on that in the side bets section below.

The dealer deals hands to both the player and banker. There are complex rules for whether more cards are added to each hand. You don’t need to memorize these to enjoy the game.

Baccarat drawing rules

The winning hand out of the player and banker is the one closest to (or at) 9 points.

Each hand is dealt two cards with the following rules:

  • Non-picture cards are worth their point value.
  • Tens through kings (all the picture cards) are worth zero.
  • Aces are worth one.

If a hand goes over 10, then 10 points are removed.

For example, two 7s = 14, take the 10, and you have a score of 4.

  • If either hand shows 8 or9 (also known as a “natural“), the hand ends and no extra cards are dealt.

Any time there is no “natural” (8 or 9) on the two-card deal, then the following chart is examined, with more cards being dealt under the following criteria:

  • The player stands on 6 or 7 and draws a third card with a score of zero to 5.
  • If the player stood with a 6 or 7, then the banker draws a card with zero to 5 and stands with a 6 or 7.

Banker rules on 3rd card

When the player draws a third card, the rules for the banker become more complex:

  • If the player total is zero, 1 or 2, then the banker will always draw a third card; otherwise, the rules depend on the banker’s current total.
  • Banker Shows 3: Draws a third card unless the player’s third card was an 8.
  • Banker Shows 4: Draws a third card when the player drew 2 through 7 as a third card.
  • Banker Shows 5: Draws a third card when the player drew 4 through 7 as a third card.
  • Banker Shows 6: Draws a third card when the player drew 6 or 7 only.
  • Banker Shows 7: Always stands.

You don’t need to remember these rules to enjoy the game.

From a player’s perspective, you can enjoy online baccarat by merely deciding whether to bet on the player, banker or tie squares.

How to reduce the house edge in Baccarat

Baccarat is a favorite among high rollers because of the lower house edge. There are variations in payouts and details of the rules which make a difference.

The golden rule for baccarat is to avoid the tie bet. This does have a bigger return than either the banker or the player bet but comes with a horrific house edge. The tie bet can be more than 20% in some games and, typically, more than 14% (it depends on the return in each game).

If you contrast this with the player and banker bets, you’ll see how big the difference is. These wagers have a house edge of around 1%.

The standard rules give the following:

  • Player: 1.24%
  • Banker: 1.06%

Table minimums are often bigger for baccarat than other games. When you see the low house edge, you’ll understand why this needs to be the case.

Casinos balance the lower edge (and easy gameplay where the players can’t make strategy mistakes) with the cost of running the table. Some casinos will have side bets on the hands being pairs or pairs of the same suit. These do add an element of excitement and interest to the game.

Money

These wagers also have a prohibitively large house edge, often upwards of 10%.

Different variations of baccarat

Some baccarat variations are more complex than the original game, involving strategy decisions by players who affect the outcome of hands.

Others are simplified, turning them into an entertaining and simple casino game.

Here are the main variations:

  • Punto Banco: This is also known as American baccarat, though it is the single most popular variation around the world. In this format, the casino is the “house” (not each player in turn). This variation is played with a shoe of between six and eight decks.
  • Mini Baccarat: This game is designed to work with a single casino dealer who performs all the handling of cards. The drawing rules are slightly different from the main game.
  • Super 6 Baccarat: This is also known as Punto 2000. Banker bets are paid at 1-to-1 on all scores except 6, which is paid at 50%. It increases the house edge to 1.46% on banker bets.
  • EZ Baccarat: This casino variation includes Dragon 7’and Panda 8 side bets. The banker will win on a total of 7 after the third card is drawn.
  • Chemin De Fer: This is a multiplayer form of baccarat, where each player acts as the dealer in turn. This player acts as the banker, making decisions on whether to draw additional cards. All players share a single player hand in this format.

Live dealer baccarat games

Live dealer casino studios take advantage of better network speeds available these days.

You can bet on the outcome of a hand of baccarat dealt in real-time from a studio. These are available in those states with regulated online casinos. The studios are often inside the casinos, where experienced dealers can handle the cards.

To bet, you only need a funded account. You’ll drag and drop wagers using an overlay on the felt. With the dealing rules set, you won’t need to wait for others to make decisions (as you do when playing blackjack) or for the hand to play out to cover players who have bet when you have folded (as you do with live dealer casino poker games).

If the table minimums at live dealer online casinos are too big for your bankroll, you can always choose a software-based game instead.

These have the advantage that you will not miss a hand should you get distracted or disconnected, as well as those lower table minimums.

Baccarat history

There are different variations of the history of baccarat. Some historians suggest that the origins of the game go back to the 15th century when France and Italy were at war.

France has a history of inventing gambling games, with roulette appearing there in the 17th century, and poker having a predecessor game in the region, too. The original French name for this game is Chemin de Fer.

Punto Banco was the version that hit the new world. This was the house-banked game, rather than the player-versus-player variation, which started in Europe.

It first appeared in Las Vegas at the Sands Casino in the 1950s. This game has made appearances in James Bond movies. More recently, it moved online, where you can now enjoy it with a live dealer or as a software-based game.

Can You Make Money Playing Baccarat

Baccarat and US casino bonuses

Online casinos in legal jurisdictions offer a lot of various bonuses and promotions to attract and retain players. While you can certainly take advantage of them, baccarat is not the best game for bonus clearing.

The super-low house edge means that most casinos will either exclude it or give it a very low “weighting” for the purposes of clearing bonuses.

With no-deposit free play, matched welcome bonuses and other promotions, your best bet is often to take advantage of them using slots, then enjoy baccarat games with the money you win.

Final thoughts on playing baccarat for free or real money

While not in the same league as blackjack or roulette in terms of popularity, baccarat does have its fans.

Play Baccarat Real Money

You’ll find this game in the high-limit area of many casinos, as well as (in simple “mini bacc” form) on the casino floor.

Can You Win Money Playing Baccarat

The outcomes are a win for a fictional player or a banker or sometimes a tie. You can bet on whichever outcome you like. The house edge is low on either bet, though slightly lower for banker bets.

Tie bets have a huge house edge; experienced players avoid these. Some variations of the game also have side bets.

Contrasting with the simple outcomes, the rules for dealing are complex.

Play Mini Baccarat For Free

Unless a “natural” (8 or 9) is dealt, a table of rules that depend on what cards are showing is referenced.

Make sure you check out the new live dealer casino baccarat in states that regulate online gambling. It adds a social element — with a real dealer handling the cards — and lets you bet online.