Certificate Of Deposit Rates
Whether you’re starting your nest egg or saving for Junior’s tuition, a Certificate of Deposit from FAIRWINDS lets you relax and watch your savings pile up.
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The Features
Deposits are insured up to $250,000 by the NCUA making them safe and secure.
We also offer Add-On CDs
Want your CD savings to grow with you? Choose a 6 or 12-month Add-On CD. They can be opened with as little as $100, and allow you to make unlimited deposits to the CD throughout the term length — providing you with greater flexibility in reaching your savings goals while earning a higher interest rate.
A high yield Certificate of Deposit (CD) by Discover Bank, Member FDIC offers some of the highest rates available. Explore our CD options & CD rates today. See how your earnings grow depending on how long you commit to a high-yield CD. Opens modal dialog. Competitor comparison information obtained from Informa Research Services, Inc., as of, using Certificate of Deposit account APYs. APYs assume a $2,500 minimum deposit. Rates are effective as of 3/4/2021. The Annual Percentage Yields (APYs) assume that the current interest rates will be in effect for one year and that the interest credited remains on deposit. Penalty for early withdrawal. Certificates of Deposit (CDs) Certificates of deposit offer a safe, guaranteed rate of return, with a variety of maturity dates to coincide with your needs. Our CD terms range from 3 month to 5 years. See the most up to date terms and rates for our accounts by clicking on the current rates.
| CD Rates | APY* | |
|---|---|---|
| 3-month CD | 0.10% | |
| 6-month CD | 0.20% | |
| 12-month CD | 0.30% | |
| 24-month CD | 0.50% | |
| 36-month CD | 0.60% | |
| 48-month CD | 0.70% | |
| 60-month CD | 0.80% | |
| Add-On CD Rates | APY* | |
| 6-month Add-On CD | 0.20% | |
| 12-month Add-On CD | 0.30% | |
| Looking to boost your savings even more? Enjoy a .25% APY* bump on your next Standard CD when you have the FAIRWINDS Visa Signature® card. Learn more about our Visa Signature. | ||
| *APY = Annual Percentage Yield. | ||
The Details
Minimum to Open
- $100 for Add-On CDs
- $1,000 for all other terms
Monthly Service Fee — $0
Withdrawal Limitations — Closing your CD or withdrawing funds prior to the maturity date will result in a loss of earnings and/or penalties
- Terms of 3 months or less - 1 month's interest
- Terms of 4 months to 11 months - 3 months' interest
- Terms of 12 months to 24 months - 6 months' interest
- Terms of 25 months or longer - 9 months' interest
See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
Fees can reduce earnings on the account. Federally insured by NCUA.